We are pleased to invite you to MicroBalkans 2026 Conference, on topic “Lending Reimagined”, taking place on 24 and 25 September 2026 in Holiday Inn Hotel, Skopje, North Macedonia.
MicroBalkans 2026 is the third edition of this conference as a continuation of the conferences in Sarajevo 2024 and Dubrovnik 2025, which serves as a regional platform for communication, exchange of experiences and networking of people, organizations and institutions which shape the future of financial sector in Western Balkans.
Under the slogan “Lending Reimagined” MicroBalkans 2026 will gather more than 200 professionals and decision makers from more than 15 countries, including financial institutions, non-bank lenders, regulators, investors, fintechs, and development finance institutions
What does “Lending Reimagined” mean?
The financial sector is changing, but the change is not just in technology.
Changes are taking place in how capital is accessed, lending models, customer expectations, the regulatory framework, and the activities of non-bank financial institutions.
MicroBalkans 2026 takes the conversation to the next level:
What really works? Are you open to opportunities? Where are the bottlenecks? And how can we build a better financial ecosystem in the region?
Key Topics:
The Role of Non-Bank Lending
Why are non-bank financial institutions an important part of the Western Balkans economic ecosystem and how can they contribute to greater access to finance?
Digital Lending
What really works in digital lending today – from technology and data to user experience?
Financing small and medium-sized businesses
How to overcome the “missing middle” and create better models for financing small businesses?
Capital and new sources of financing
Where does capital come from? What is the role of development financial institutions, investors, securitization and new financing models?
Regulation and the European agenda
How will new European regulatory changes affect lending and what should the region prepare?
Collection, trust and financial inclusion
How to build trust and sustainable customer relationships in the digital world, while ensuring responsible lending and financial inclusion?
More than a conference program
MicroBalkans 2026 is designed for real conversations and practical sharing of experiences.
Over the two days, participants will have the opportunity to be part of:
- Panel discussions with experts from the region
- Fireside chats with industry leaders
- Practical workshop on credit scoring with limited data
- Interactive lunch tables dedicated to technology, product, strategy, legal issues and collection
- Innovation Expo with presentations of new technologies and solutions
- Networking and B2B opportunities with professionals from the region and Europe
The goal is simple: less general predictions, more concrete ideas, experiences and solutions.
we are pleased to invite you to MicroBalkans 2026 Conference, on topic “Lending Reimagined”, taking place on 24 and 24 September 2026 in Holiday Inn Hotel, Skopje, North Macedonia.
MicroBalkans 2026 is the third edition of this conference as a continuation of the conferences in Sarajevo 2024 and Dubrovnik 2025, which serves as a regional platform for communication, exchange of experiences and networking of people, organizations and institutions which shape the future of financial sector in Western Balkans.
Under the slogan “Lending Reimagined” MicroBalkans 2026 will gather more than 200 professionals and decision makers from more than 15 countries, including financial institutions, non-bank lenders, regulators, investors, fintechs, and development finance institutions
What does “Lending Reimagined” mean?
The financial sector is changing, but the change is not just in technology.
Changes are taking place in how capital is accessed, lending models, customer expectations, the regulatory framework, and the activities of non-bank financial institutions.
MicroBalkans 202 takes the conversation to the next level:
What really works? Are you open to opportunities? Where are the bottlenecks? And how can we build a better financial ecosystem in the region?
Key Topics:
The Role of Non-Bank Lending
Why are non-bank financial institutions an important part of the Western Balkans economic ecosystem and how can they contribute to greater access to finance?
Digital Lending
What really works in digital lending today – from technology and data to user experience?
Financing small and medium-sized businesses
How to overcome the “missing middle” and create better models for financing small businesses?
Capital and new sources of financing
Where does capital come from? What is the role of development financial institutions, investors, securitization and new financing models?
Regulation and the European agenda
How will new European regulatory changes affect lending and what should the region prepare?
Collection, trust and financial inclusion
How to build trust and sustainable customer relationships in the digital world, while ensuring responsible lending and financial inclusion?
More than a conference program
MicroBalkans 2026 is designed for real conversations and practical sharing of experiences.
Over the two days, participants will have the opportunity to be part of:
- Panel discussions with experts from the region
- Fireside chats with industry leaders
- Practical workshop on credit scoring with limited data
- Interactive lunch tables dedicated to technology, product, strategy, legal issues and collection
- Innovation Expo with presentations of new technologies and solutions
- Networking and B2B opportunities with professionals from the region and Europe
The goal is simple: less general predictions, more concrete ideas, experiences and solutions.
Who should be part of MicroBalkans 2026?
The conference is intended for:
- banks and non-bank financial institutions
- Fintech and regional tech & IT companies
- regulators, central banks and policymakers
- investors and development finance institutions
- startups and technology companies
- micro, small and medium enterprises
- international and regional organizations
- professionals and decision-makers in the financial sector
MicroBalkans 2026 is organized by the NBFI Group of North Macedonia at the Economic Chamber of North Macedonia, together with co-organizers from across the Western Balkans Alliance: Association of Microfinance Institutions in Bosnia and Herzegovina (AMFI), Albanian Microfinance Association (AMA), Instant Factoring Serbia, Association of Microfinance Institutions of Montenegro, Association of Microfinance Institutions of Kosovo (AMIK) and in partnership with Enterprise Europe Network of North Macedonia and European Digital Innovation Hub DIGITMAK.
Be part of the conference:
- 200+ participants
- 15+ countries
- 2 days
- A regional talks and stage for the future of lending
For the full program, speakers, practical information and registration, visit MicroBalkans 2026 – official website and registration: www.microbalkans26.com
The working language is English.
Enterprise Europe Network as partner of the Conference helps small and medium-sized enterprises take advantage of various business opportunities within the EU Single Market by developing cooperation activities in the fields of business, technology, or science. Through the network, advisory support for innovative businesses and access to finance are provided, as well as information on opportunities to use EU programs and funding.
The conference is intended for:
- banks and non-bank financial institutions
- Fintech and regional tech & IT companies
- regulators, central banks and policymakers
- investors and development finance institutions
- startups and technology companies
- micro, small and medium enterprises
- international and regional organizations
- professionals and decisionmakers in the financial sector
MicroBalkans 2026 is organized by the NBFI Group of North Macedonia at the Economic Chamber of North Macedonia, together with co-organizers from across the Western Balkans Alliance: Association of Microfinance Institutions in Bosnia and Herzegovina (AMFI), Albanian Microfinance Association (AMA), Instant Factoring Serbia, Association of Microfinance Institutions of Montenegro, Association of Microfinance Institutions of Kosovo (AMIK) and in partnership with Enterprise Europe Network of North Macedonia and European Digital Innovation Hub DIGITMAK.
Be part of the conference:
• 200+ participants
• 15+ countries
• 2 days
• A regional talks and stage for the future of lending
For the full program, speakers, practical information and registration, visit MicroBalkans 2026 – official website and registration: www.microbalkans26.com
The working language is English.
Enterprise Europe Network as partner of the Conference helps small and medium-sized enterprises take advantage of various business opportunities within the EU Single Market by developing cooperation activities in the fields of business, technology, or science. Through the network, advisory support for innovative businesses and access to finance are provided, as well as information on opportunities to use EU programs and funding.